Thursday 23rd of November 2017
 

System dynamics simulation model for the electronic commerce credit risk mechanism research


Xiao Qiang, Liao Hui and Qian Xiao-Dong

The credit system is not perfect in E-commerce; lead to a lot of credit risk in E-commerce transaction, the rapid development of electronic commerce was been restrained. Application of system dynamics theory and the computer simulation, it has carried on the modeling of electronic commerce credit system composition, forming factors and the relationship. It carries on the quantitative analysis of the key factor for the formation of credit risk to the electronic commerce. Find out the effect of various factors on the credit risk, and from the perspective of system in e-commerce credit system provides theory basis for improvement.

Keywords: System dynamics, E-commerce, credit risk, credit system, simulation.

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ABOUT THE AUTHORS

Xiao Qiang
received the M.S. degree in information system Lanzhou Jiao Tong University, Lanzhou, China, in 2007. He is currently working at t Economics and Management School; Lanzhou Jiao tong University, Lanzhou China. His research interests include E-commerce credit and data mining.

Liao Hui
received the B.S. degree at Lanzhou Jiao Tong University in 2011. He is currently studying at Economics and Management School; Lanzhou Jiao tong University, Lanzhou, China. His research interests include E-commerce.

Qian Xiao-Dong
Qian Xiao-Dong received the M.S. degree in Transportation planning and management from Lanzhou Jiao Tong University, Lanzhou, China, in 2002.He is pursuing the Ph.D. degree at Tianjin University, Tianjin. His research interests include E-commerce and information system.


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