Friday 29th of March 2024
 

Security and Privacy of Electronic Banking


Zachary Bosire Omariba and Nelson Bogomba Masese

The internet has played a key role in changing how we interact with other people and how we do business today. As a result of the internet, electronic commerce has emerged, allowing business to more effectively interact with their customers and other corporations inside and outside their industries. One industry that is using this new communication channel to reach its customers is the banking industry. The e-banking system addresses several emerging trends: customers demand for anytime, anywhere service, product time-to-market imperatives and increasingly complex back-office integration challenges. The challenges that oppose electronic banking are concerns of security and privacy of information. This paper will first discuss the drivers of e-banking; secondly, it will talk about the concerns about e-banking from various perspectives. Thirdly, the security and privacy issues will also be discussed, and fourthly the attacks of e-banking with their solutions are discussed.

Keywords: Internet, e-commerce, e-banking, security, privacy, and attacks.

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ABOUT THE AUTHORS

Zachary Bosire Omariba
PhD. Candidate MASINDE MULIRO UNIVERSITY OF SCIENCE AND TECHNOLOGY, Kenya

Nelson Bogomba Masese
PhD. Candidate MASINDE MULIRO UNIVERSITY OF SCIENCE AND TECHNOLOGY, Kenya


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