E-banking and E-commerce in India and USA
Web based e-banking is becoming an important aspect of worldwide commerce. The United Nations predicts 17% of purchases by firms and individuals will be conducted online by 2006. The future of Web-based e-banking in developed areas appears bright but consumers and merchants in developing countries face in number of barriers to successful e-banking, including less reliable telecommunications infrastructure and power supplies, less access to online payment mechanisms, and relatively high costs for personal computers and Internet access. How should managers in charge of e-banking prepare for global implementation? What can they do reach consumers in developing countries? What factors influence the adoption of consumer-oriented e-banking in various countries?
This research paper will give you the idea on the local conditions in India, the Hofstedes dimension of culture in India and USA, the Diffusion of Innovation theory and hence the hypotheses for the innovation characteristics of interest.
Keywords: E-commerce and E-banking, Diffusion of Innovation theory, Hofstedes dimensions.
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ABOUT THE AUTHOR
Shilpan Vyas
Shilpan Vyas is pursuing his Doctorate degree at Singhania University, Rajasthan, India. He achieved his MCA degree is 2009 at SMU, Sikkim. He is currently Lecturer at AMCOST, Faculty of Comp. Sci., Anand. His research interests are in E-banking & E-commerce, Software Testing, Data Comm. & Comp. Networks and Software Engineering.
Shilpan Vyas
Shilpan Vyas is pursuing his Doctorate degree at Singhania University, Rajasthan, India. He achieved his MCA degree is 2009 at SMU, Sikkim. He is currently Lecturer at AMCOST, Faculty of Comp. Sci., Anand. His research interests are in E-banking & E-commerce, Software Testing, Data Comm. & Comp. Networks and Software Engineering.
