Thursday 22nd of February 2018

A Normative Multiagent Trust Framework for Electronic Payment Analysis

Vincent, O. R., Adekoya A. F. and

Lack of collaboration among transacting agents is a major hurdle to e-payment trust. The belief, goals and desires of agents in a payment system need to be followed with a level of trust. During the process of interaction among agents, trust is required in other to execute the best goal without violating any norm. In order to bring cooperation among transaction agents in payment system, this paper presents a multiagent trust model which uses a combination of Tan and Theon model for contract negotiation to ensure trust among agents. The model adopts creation of obligations by agents which is based on the mental attitude of each agent comprising of beliefs, goals and desires; the association of sanctions to obligations to ensure the execution of the best goal without violating of any norm and finally, addition of controls to enforce sanctions. It was observed that, despite the rules set up in the normative multiagent system, there still exist agents violators, which were not allowed to make transactions. For a successful payment transaction, the norms existing among the interactive system must be observed.

Keywords: Electronic Payment System, Trust, Risk, Normative Multiagent System and E-Transaction

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Vincent, O. R.
O. R. Vincent is a Lecturer in the Department of Computer Science, University of Agriculture, Abeokuta. She obtained a B.Sc. degree in Mathematical Sciences (Computer Science Option) from the University of Agriculture, Abeokuta in 2000, M.Sc. and Ph.D. in Computer Science in 2005 and 2010 respectively from the same University. She had studied with the Computational Intelligence Group, at the Institute of Informatics, Clausthal University of Technology, Germany while she was on her PH.D. Her research interest include: Images and Vision, Knowledge Management, Computational Complexity, E-commerce, Agents and Mobile Agents technology. She is a member of Nigeria Computer Society, Computer professional Registration Council of Nigeria. She has published in notable International and local Journals.

Adekoya A. F.
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